D. Michael Zea MSSC

Consultant

Jessica El Massry, BA, CSSC, is a trusted settlement planning professional with more than 14 years of experience in the structured settlement industry.

Chris Chan provides personalized guidance and develops tailored solutions designed to support clients’ long-term financial goals and future needs.

Jarrod Zea focuses on workers’ compensation, physical injury, premises liability, attorney fees, and the coordination of public benefits for injured claimants.

Saphyna Delgado was a Claims Specialist at AIG Claims Services, where her responsibilities included AOE/COE investigations and rehabilitation.

Joe Mercado joined the ZC Settlement Advisors team in 2025, bringing in a background of 6 years in claims management.