Your Path to Financial Security
If you or a loved one has been injured in an accident, a significant life change is ahead, and the settlement from the case should provide long-term stability. Structured settlements are designed to do exactly that.
Ringler helps injured individuals, families, and trusted advisors understand these options clearly before the case is finalized.
What is a Structured Settlement?
A structured settlement is a personalized payment plan created from your settlement. It provides future payments designed to help meet your financial needs today and in the years ahead.
Working with Ringler
The Ringler Advantage
When you partner with Ringler, a consultant can walk you through your options, based on your specific needs. There is no one-size-fits-all approach. You deserve to feel informed and confident about your choice. Count on us to explain every step of the process.
The Ringler team has helped thousands of people find a structured settlement that works for them. No matter the location, we have a consultant who is ready to take on your case. Each member of our team has the experience you can rely on.
Benefits of Working with Ringler
Injured parties enjoy working with Ringler because we are sympathetic to their cases while providing the knowledge and guidance they need in these situations.
- Payments backed by the nation’s top-rated life insurance companies
- Structured settlement payments are excluded from federal gross income, so you keep more of what’s yours
- Customized plans to fit your personal financial needs
- "No Risk" means that the returns aren’t subject to the whims of Wall Street
- Governmental benefits protection for federal and private health care
Let us show you why more people trust Ringler to establish structured settlements when they are left injured.
Guarantee Your Future
What Are the Benefits?
A structured settlement is designed to provide stability, not just a payout.
Key Benefits May Include:
- Structured settlement plans are available at no direct fee to the injured party
- Payments spread out over time
- Support for future medical and living needs
- Protection from spending funds too quickly
- More security during uncertain years
- A plan built around long-term needs
For many injured individuals and families, that stability can bring peace of mind when life already feels uncertain.
Common Questions
How much does it cost to work with a Ringler Structured Settlement Consultant?
There is no direct cost to you. Ringler consultants work collaboratively with you and all parties to develop the most appropriate settlement plan. Ringler is compensated by the issuing life insurance company through a commission that is included in its annuity’s pricing.
Are my payments guaranteed?
Yes. Your payments are guaranteed by highly-rated life insurance companies that issue the annuity contracts that fund the structured settlement. The payments are subject to the insurance companies’ claims-paying ability and the terms of the annuity contract.
Can I choose when I receive payments?
Yes. Your payment schedule can be designed to match your needs, such as monthly income or future lump-sum payments.
What if I need money right away?
Structured settlement plans can be designed to provide upfront cash to cover immediate needs and pay off debt along with future payments to cover long term needs.
Is a structured settlement right for me?
Every situation is different. A structured settlement consultant can explain your options and help you decide what best fits your goals.
Can I decide the timing and amounts of each payment for when I need it?
The answer is yes! Your Ringler Consultant will undergo a deep analysis with you to address your needs and your personal concerns. Your final settlement plan will be customized to protect your settlement into the future.
Why Choose Ringler?
For more than 50 years, Ringler has been a trusted leader in structured settlements, helping injured individuals make informed financial decisions. Our experienced consultants work with you, your attorney, and your settlement team to create a payment plan that fits your unique needs. We’re committed to providing clear guidance, personalized solutions, and confidence for your financial future.
Testimonials
Marc wanted his full settlement upfront to invest like his brother. Instead, he structured part into monthly payments and a future lump sum. After the market downturn, he said, “I wish I had put more into the annuity.”
- Marc R.
I have practiced personal injury law for over 30 years. I believe it’s malpractice not to consider structured settlement payments for most of the injured clients I represent, particularly those most seriously injured to at least consider. I trust Ringler to consider the important needs of my client and make appropriate recommendations.
- Tony B., Attorney
When I settled my workers’ compensation case, I wanted security more than anything. My structured settlement made the process simple and gave me confidence that my financial future was taken care of. Knowing my payments arrive on schedule has taken away so much stress and allowed me to focus on healing and moving forward. That peace of mind is priceless.
- Daniel C.
As parents, all we wanted was to know our child’s future would be secure. Our structured settlement provides scheduled payments to help cover ongoing medical care, so we don’t have to worry about how we’ll pay for treatment down the road.
- Jen O.
My structured settlement turned an uncertain future into one with opportunity. The scheduled payments help cover my college expenses, so I can focus on earning my degree instead of taking on more financial stress.
- Elsie C.
After my injury made returning to my job impossible, I needed a way to rebuild my life and pursue my dream of starting a business. My structured settlement provided guaranteed, steady income, giving me the financial stability and peace of mind to focus on launching my company without risking my future.
- Rudy H.
After a life-altering accident, navigating what came next felt overwhelming. Thanks to a team that guided me with patience and genuine care, my structured settlement brought both total financial security and much-needed peace of mind. They turned a daunting process into a simple, reassuring path forward.
- Terri E.
Ringler has been a trusted advisor to both my clients, and me for many years. My clients get objective advice from Ringler. Indeed, I make sure those who opt away from periodic payments to sign a waiver they have been advised of the advantages of the SS product.
- Robert R., Attorney
Testimonials reflect the individual views of the people quoted and may not be representative of all clients' experiences. Ringler does not provide legal or tax advice.
