Resolve complex claims with more control, clarity, and cost efficiency.
Structured settlements help defense professionals and plaintiff professionals manage financial risk, support fair outcomes, and move cases toward resolution more efficiently.
What Is a Structured Settlement?
A structured settlement turns part of a claim payout into future payments, funded by a highly rated life insurance company, instead of paying the entire amount in one cash payment.
Payment guarantees are provided by the issuing life insurance company and are subject to its claims-paying ability and the terms of the annuity contract.
Why Defense Professionals
Use Structured Settlements?
Greater Control Over Claim Costs
Greater Control Over Claim Costs
Structured settlements help claims teams manage costs through scheduled payments instead of a lump-sum payout, supporting future needs, efficient use of settlement dollars, and clearer financial planning.
Faster Resolution in Complex Cases
Faster Resolution in Complex Cases
When a claim stalls over future medical expenses, lost income, or long-term financial security, structured settlements can help bridge gaps between parties and move cases toward resolution more effectively.
Reduced Administrative Burden
Reduced Administrative Burden
Ringler provides settlement illustrations, payment options, and supporting documentation to help defense professionals and plaintiff professionals evaluate solutions more efficiently and reduce internal workload.
A Structured Settlement Can Support All Parties
A structured settlement can be tailored to meet the claimant’s long-term financial needs and help defense professionals achieve fair, practical settlement outcomes.
For the Defense Professional
- Claim details are reviewed to create the best structured payment options
- Settlement illustrations and payout scenarios are prepared
- Complex cases are supported with clear documentation and planning
- Settlement strategies are developed that balance the claimant's needs with available funding
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Additional settlement support is offered with no direct fee to the injured party.2
2 Ringler is compensated by the issuing life insurance company through a commission that is included in the annuity's pricing. Ringler charges no separate fee to the injured party for its services.
For the Claimant
- Future medical needs and Long-term income support
- Catastrophic Or Minor Injury Cases
- Claimants Needing Long-Term Stability
- Medicare set-asides and benefit planning is considered and planned for
- Stalled Negotiations Over Lump-Sum Offers are given a path toward settlement
Common Questions in the Settlement Discussion
What if the claimant wants cash?
Will this slow the file down?
Does this make the claim more complicated?
What if the claimant has questions about the settlement illustration?
Can Ringler attend mediations?
Why Choose Ringler
Ringler is the largest settlement planning company in the United States, with more than 150+ consultants in over 70 offices nationwide. For defense professionals, that means national scale, local access, fast-turnaround illustrations, and experience across complex cases.
